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An insurance industry innovation. One premium paid only once, purchases
protection for the Whole of Life. A lifetime of protection without
yearly payments required. Certificate offers equity also, nearly equal
to the premium paid. Larger amounts of insurance enjoy lower rate per $1000.
Single Premium Whole Life Rates for 41-80
$3,000 Minimum Policy
|
MALE
|
FEMALE
|
|
Smoker
|
Non-Smoker
|
Smoker
|
Non-Smoker
|
| Age |
$3,000- $4,999 |
$5,000- $9,999 |
$10,000 and up |
$3,000- $4,999 |
$5,000- $9,999 |
$10,000 and up |
$3,000- $4,999 |
$5,000- $9,999 |
$10,000 and up |
$3,000- $4,999 |
$5,000- $9,999 |
$10,000 and up |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
41
|
327
|
317
|
312
|
268
|
258
|
253
|
269
|
259
|
254
|
237
|
227
|
222
|
|
42
|
337
|
327
|
322
|
277
|
267
|
262
|
278
|
268
|
263
|
245
|
235
|
230
|
|
43
|
348
|
338
|
333
|
287
|
277
|
272
|
286
|
276
|
271
|
254
|
244
|
239
|
|
44
|
360
|
350
|
345
|
297
|
287
|
282
|
296
|
286
|
281
|
262
|
252
|
247
|
|
45
|
371
|
361
|
356
|
307
|
297
|
292
|
305
|
295
|
290
|
271
|
261
|
256
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
46
|
383
|
373
|
368
|
318
|
308
|
303
|
314
|
304
|
299
|
280
|
270
|
265
|
|
47
|
395
|
385
|
380
|
329
|
319
|
314
|
324
|
314
|
309
|
290
|
280
|
275
|
|
48
|
407
|
397
|
392
|
340
|
330
|
325
|
334
|
324
|
319
|
300
|
290
|
285
|
|
49
|
419
|
409
|
404
|
352
|
342
|
337
|
344
|
334
|
329
|
310
|
300
|
295
|
|
50
|
432
|
422
|
417
|
363
|
353
|
348
|
355
|
345
|
340
|
320
|
310
|
305
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
51
|
445
|
434
|
430
|
376
|
366
|
361
|
366
|
356
|
351
|
331
|
321
|
316
|
|
52
|
458
|
448
|
443
|
388
|
378
|
373
|
377
|
367
|
362
|
342
|
332
|
327
|
|
53
|
471
|
467
|
456
|
401
|
391
|
386
|
388
|
378
|
373
|
353
|
343
|
338
|
|
54
|
484
|
474
|
469
|
414
|
404
|
399
|
399
|
389
|
384
|
364
|
354
|
349
|
|
55
|
497
|
487
|
482
|
427
|
417
|
412
|
411
|
401
|
396
|
376
|
366
|
361
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
56
|
510
|
500
|
495
|
441
|
421
|
426
|
423
|
413
|
408
|
388
|
378
|
373
|
|
57
|
524
|
514
|
509
|
455
|
445
|
440
|
435
|
425
|
420
|
400
|
390
|
385
|
|
58
|
537
|
527
|
522
|
469
|
459
|
454
|
447
|
437
|
432
|
413
|
403
|
398
|
|
59
|
551
|
541
|
536
|
483
|
473
|
468
|
460
|
450
|
445
|
426
|
416
|
411
|
|
60
|
564
|
554
|
549
|
498
|
488
|
483
|
473
|
463
|
458
|
440
|
430
|
425
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
61
|
578
|
568
|
563
|
512
|
502
|
497
|
487
|
477
|
472
|
454
|
444
|
439
|
|
62
|
592
|
582
|
577
|
527
|
517
|
512
|
501
|
491
|
486
|
468
|
458
|
453
|
|
63
|
605
|
595
|
590
|
542
|
532
|
527
|
514
|
504
|
499
|
483
|
473
|
468
|
|
64
|
618
|
608
|
603
|
557
|
547
|
542
|
529
|
519
|
514
|
498
|
488
|
483
|
|
65
|
632
|
622
|
617
|
572
|
562
|
557
|
543
|
533
|
528
|
512
|
502
|
497
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
66
|
645
|
635
|
630
|
587
|
577
|
572
|
557
|
547
|
542
|
527
|
517
|
512
|
|
67
|
658
|
648
|
643
|
602
|
592
|
587
|
571
|
561
|
556
|
543
|
533
|
528
|
|
68
|
671
|
667
|
656
|
617
|
607
|
602
|
586
|
576
|
571
|
558
|
548
|
543
|
|
69
|
683
|
673
|
668
|
632
|
622
|
617
|
601
|
591
|
586
|
574
|
564
|
559
|
|
70
|
696
|
686
|
681
|
647
|
637
|
632
|
616
|
606
|
601
|
590
|
580
|
575
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
71
|
708
|
698
|
693
|
662
|
652
|
647
|
631
|
621
|
616
|
607
|
597
|
592
|
|
72
|
721
|
711
|
706
|
677
|
667
|
662
|
646
|
636
|
631
|
623
|
613
|
608
|
|
73
|
732
|
722
|
717
|
691
|
681
|
676
|
661
|
651
|
646
|
639
|
629
|
624
|
|
74
|
744
|
734
|
729
|
705
|
695
|
690
|
676
|
666
|
661
|
656
|
646
|
641
|
|
75
|
755
|
745
|
740
|
719
|
709
|
704
|
691
|
681
|
676
|
672
|
662
|
657
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
76
|
765
|
755
|
750
|
732
|
722
|
717
|
705
|
695
|
690
|
687
|
677
|
672
|
|
77
|
775
|
765
|
760
|
745
|
735
|
730
|
719
|
709
|
704
|
703
|
693
|
688
|
|
78
|
785
|
775
|
770
|
758
|
748
|
743
|
733
|
723
|
718
|
718
|
708
|
703
|
|
79
|
795
|
785
|
780
|
770
|
760
|
755
|
747
|
737
|
732
|
733
|
723
|
718
|
|
80
|
804
|
794
|
789
|
782
|
772
|
767
|
760
|
750
|
745
|
748
|
738
|
733
|
|