Whole Life Insurance Description

Rates per 1,000 (41-80) 

SEMI-ANNUAL PREMIUM: ANNUAL PREMIUM TIMES .52  
QUARTERLY PREMIUM: ANNUAL PREMIUM TIMES .265  

	MALE						FEMALE
	SMOKER			NON-SMOKER			SMOKER			NON-SMOKER
AGE	Under $10,000	$10,000-  $24,999	$25,000  & over	Under  $10,000	$10,000-  $24,999	$25,000  & over	Under  $10,000	$10,000-  $24,999	$25,000  & over	Under  $10,000	$10,000-  $24,999	$25,000  & over	W.P.	ADB 70
41	29.54	23.54	21.54	24.30	18.30	16.30	24.39	18.39	16.39	21.92	15.92	13.92	0.60	1.14
42	30.60	24.60	22.60	25.08	19.08	17.08	25.11	19.11	17.11	22.53	16.53	14.53	0.65	1.15
43	31.72	25.72	23.72	25.90	19.90	17.90	25.87	19.87	17.87	23.18	17.18	15.18	0.70	1.17
44	32.91	26.91	24.91	26.77	20.77	18.77	26.66	20.66	18.66	23.87	17.87	15.87	0.77	1.19
45	34.16	26.16	26.16	27.70	21.70	19.70	27.50	21.50	19.50	24.59	18.59	16.59	0.83	1.21
46	35.48	29.48	27.48	28.69	22.69	20.69	28.38	22.38	20.38	25.35	19.35	17.35	0.90	1.23
47	36.88	30.88	28.88	29.73	23.73	21.73	29.30	23.20	21.30	26.17	20.17	18.17	0.98	1.24
48	38.37	32.37	30.37	30.85	24.85	22.85	30.28	24.28	22.28	27.03	21.03	19.03	1.08	1.27
49	39.95	33.95	31.95	32.04	26.04	24.04	31.31	25.31	23.31	27.94	21.94	19.94	1.18	1.29
50	41.63	35.63	33.63	33.30	27.30	25.30	32.40	26.40	24.40	28.90	22.90	20.90	1.31	1.31
51	43.42	37.42	35.42	34.66	28.66	26.66	33.55	27.55	25.55	29.92	23.92	21.92	1.45	1.33
52	45.31	39.31	37.31	36.10	30.10	28.10	34.77	28.77	26.77	31.01	25.01	23.01	1.61	1.36
53	47.32	41.32	39.32	37.64	31.64	29.64	36.06	30.06	28.06	32.16	26.16	24.16	1.80	1.39
54	49.44	43.44	41.44	39.28	33.28	31.28	37.41	31.41	29.41	33.39	27.39	25.39	2.02	1.42
55	51.69	45.69	43.69	41.03	35.03	33.03	38.85	32.85	30.85	34.69	28.69	26.69	2.26	1.45
56	54.07	48.07	46.07	42.90	36.90	34.90	40.38	34.38	32.38	36.08	30.08	28.08		1.49
57	56.61	50.61	48.61	44.90	38.90	36.90	42.02	36.02	34.02	37.57	31.57	29.57		1.53
58	59.31	53.31	51.31	47.04	41.04	39.04	43.78	37.78	35.78	39.17	33.17	31.17		1.57
59	62.19	56.19	54.19	49.34	43.34	41.34	45.67	39.67	37.67	40.90	34.90	32.90		1.61
60	65.28	59.28	57.28	51.80	45.80	43.80	47.72	41.72	39.72	42.77	36.77	34.77		1.65
61	68.57	62.57	60.57	54.45	48.45	46.45	49.93	43.93	41.93	44.78	38.78	36.78		1.69
62	72.08	66.08	64.08	57.30	51.30	49.30	52.31	46.31	44.31	46.95	40.95	38.95		1.74
63	75.80	69.80	67.80	60.35	54.35	52.35	54.84	48.84	46.84	49.28	43.28	41.28		1.79
64	79.75	73.75	71.75	63.62	57.62	55.62	57.55	51.55	49.55	51.77	45.77	43.77		1.85
65	83.94	77.94	75.94	67.13	61.13	59.13	60.44	54.44	52.44	54.46	48.46	46.46		1.90
66	88.39	82.39	80.39	70.91	64.91	62.91	63.54	57.54	55.54	57.35	51.35	49.35
67	93.14	87.14	85.14	74.98	68.98	66.98	66.88	60.88	58.88	60.48	54.48	52.48
68	98.23	92.23	90.23	79.38	73.38	71.38	70.52	64.52	62.52	63.89	57.89	55.89
69	103.71	97.71	95.71	84.14	78.14	76.14	74.51	68.51	66.51	67.63	61.63	59.63
70	109.60	103.60	101.60	89.31	83.31	81.31	78.90	72.90	70.90	71.73	65.73	63.73
71	115.92	109.92	107.92	94.89	88.89	86.89	83.71	77.71	75.71	76.23	70.23	68.23
72	122.67	116.67	114.67	100.92	94.92	92.92	88.94	82.94	80.94	81.16	75.16	73.16
73	129.83	123.83	121.83	107.39	101.39	99.39	94.60	88.60	86.60	86.52	80.52	78.52
74	137.38	131.38	129.38	114.30	108.30	106.30	100.70	94.70	92.70	92.34	86.34	84.34
75	145.28	139.28	137.28	121.69	115.69	113.69	107.25	101.25	99.25	98.65	92.65	90.65
76	153.55	147.55	145.55	129.60	123.60	121.60	114.30	108.30	106.30	105.51	99.51	97.51
77	162.27	156.27	154.27	138.12	132.12	130.12	121.93	115.93	113.93	112.99	106.99	104.99
78	171.55	165.55	163.55	147.35	141.35	139.35	130.25	124.25	122.25	121.21	115.21	113.21
79	181.51	175.51	173.51	157.41	151.41	149.41	139.38	133.38	131.38	130.27	124.27	122.27
80	192.22	186.22	184.22	168.38	162.38	160.38	149.42	143.42	141.42	140.28	134.28	132.28