Term to Age 25

Term to Age 25 Plan for Ages 0 to 25

1. Minimum Face Amount is $10,000.
2. Issue Ages are from Ages 0 through 24.
3. The death benefit is Level, and is payable upon the death of the member.
4. No Cash Values, Reduced Paid-Up, or Extended Term Insurance is available.
5. The only Rider which can be added is the Flexible Premium Annuity Rider.
6. Premiums may be paid Annually, Semi-Annually, or Quarterly.  First premium must be paid with the application.
7. Rates are the same for Males and Females.
8. Conversion: After reaching Age 18 and prior to Age 25 the member may convert up to twice the face amount to any permanent plan being issued by the SNF.  No evidence of insurability is necessary.
9. Must be purchased in conjunction with a permanent SNF life insurance policy.