20 Payment Life Insurance Description

Protection for the Whole of Life, but with premiums payable for only a 20 year period from starting date.  Contains all features and benefits of Ordinary Life. But, because of shorter premium paying period, a higher per $1000 premium is required.  Plan is ideal for those who absolutely insist on paying for only 20 years.  Vanishing Premium option can shorten the payment period to 15-17 years.

Minimum $3,000.00 

Rates per $1,000 (41-80) 

SEMI-ANNUAL PREMIUM: ANNUAL PREMIUM TIMES .52  
QUARTERLY PREMIUM: ANNUAL PREMIUM TIMES .265

 
MALE
FEMALE
   
 
SMOKER
NON-SMOKER
SMOKER
NON-SMOKER
   
AGE
Under $10,000
$10,000- 
$24,999
$25,000 
& over
Under 
$10,000
$10,000- 
$24,999
$25,000 
& over
Under 
$10,000
$10,000- 
$24,999
$25,000 
& over
Under 
$10,000
$10,000- 
$24,999
$25,000 
& over
W.P.
ADB 70
41
35.42
29.42
27.42
29.75
23.75
21.75
30.07
24.07
22.07
27.16
21.16
19.16
0.44
1.30
42
36.50
30.50
28.50
30.59
24.59
22.59
30.87
24.87
22.87
27.86
21.86
19.86
0.50
1.30
43
37.62
31.62
29.62
31.47
25.47
23.47
31.69
25.69
23.69
28.59
22.59
20.59
0.57
1.30
44
38.80
32.80
30.80
32.38
26.38
24.38
32.54
26.54
24.54
29.35
23.35
21.35
0.64
1.30
45
40.02
34.02 
32.02
33.34
27.34
25.34
33.42
27.42
25.42
30.14
24.14
22.14
0.72
1.30
                             
46
41.31
35.31
33.31
34.35
28.35
26.35
34.33
28.33
26.33
30.96
24.96
22.96
0.80
1.31
47
42.66
36.66
34.66
35.40
29.40
27.40
35.28
29.28
27.28
31.82
25.82
23.82
0.89
1.31
48
44.08
38.08
36.08
36.50
30.50
28.50
36.27
30.27
28.27
32.71
26.71
24.71
0.99
1.31
49
45.58
39.58
37.58
37.67
31.67
29.67
37.29
31.29
29.29
33.64
27.64
25.64
1.12
1.31
50
47.16
41.16
39.16
38.90
32.90
30.90
38.36
32.36
30.36
34.62
28.62
26.62
1.27
1.31
                             
51
48.83
42.83
40.83
40.19
34.19
32.19
39.47
33.47
31.47
35.63
29.63
27.63
1.43
1.33
52
50.59
44.59
42.59
41.56
35.56
33.56
40.63
34.63
32.63
36.69
30.69
28.69
1.61
1.36
53
52.44
46.44
44.44
43.00
37.00
35.00
41.84
35.84
33.84
37.80
31.80
29.80
1.82
1.39
54
54.39
48.39
46.39
44.53
38.53
36.53
43.10
37.10
35.10
38.96
32.96
30.96
2.06
1.42
55
56.45
50.45
48.45
46.14
40.14
38.14
44.42
38.42
36.42
40.18
34.18
32.18
2.31
1.45
                             
56
58.63
52.63
50.63
47.85
41.85
39.85
45.81
39.81
37.81
41.46
35.46
33.46
 
1.49
57
60.95
54.95
52.95
49.68
43.68
41.68
47.28
41.28
39.28
42.83
36.83
34.83
 
1.53
58
63.43
57.43
55.43
51.63
45.63
43.63
48.86
42.86
40.86
44.28
38.28
36.28
 
1.57
59
66.08
60.08
58.08
53.72
47.72
45.72
50.56
44.56
42.56
45.84
39.84
37.84
 
1.61
60
68.92
62.92
60.92
55.96
49.96
47.96
52.39
46.39
44.39
47.51
41.51
39.51
 
1.65
                             
61
71.96
65.96
63.96
58.37
52.37
50.37
54.37
48.37
46.37
49.31
43.31
41.31
 
1.69
62
75.22
69.22
67.22
60.96
54.96
52.96
56.50
50.50
48.50
51.25
45.25
43.25
 
1.74
63
78.69
72.69
70.69
63.74
57.74
55.74
58.77
52.77
50.77
53.32
47.32
45.32
 
1.79
64
83.38
76.38
74.38
66.74
60.74
58.74
61.19
55.19
53.19
55.54
49.54
47.54
 
1.85
65
86.32
80.32
78.32
69.97
63.97
61.97
63.78
57.78
55.78
57.93
51.93
49.93
 
1.90
                             
66
90.52
84.52
82.52
73.46
67.46
65.46
66.57
60.57
58.57
60.52
54.52
52.52
   
67
95.03
89.03
87.03
77.25
71.25
69.25
69.60
63.60
61.60
63.34
57.34
55.34
   
68
99.89
93.89
91.89
81.38
75.38
73.38
72.95
66.95
64.95
66.44
60.44
58.44
   
69
105.15
99.15
97.15
85.88
79.88
77.88
76.64
70.64
68.64
69.86
63.86
61.86
   
70
110.84
104.84
102.84
90.79
84.79
82.79
80.74
74.74
72.74
73.66
67.66
65.66
   
                             
71
116.97
110.97
108.97
96.14
90.14
88.14
85.27
79.27
77.27
77.87
71.87
69.87
   
72
123.55
117.55
115.55
101.95
95.95
93.95
90.24
84.24
82.24
82.51
76.51
74.51
   
73
130.54
124.54
122.54
108.21
102.21
100.21
95.65
89.65
87.65
87.60
81.60
79.60
   
74
137.93
131.93
129.93
114.9
108.93
106.93
101.50
95.50
93.50
93.17
87.17
85.17
   
75
145.69
139.69
137.69
122.15
116.15
114.15
107.84
101.84
99.84
99.26
93.26
91.26
   
                             
76
153.83
147.83
145.83
129.92
123.92
121.92
114.69
108.69
106.69
105.91
99.91
97.91
   
77
162.43
156.43
154.43
138.30
132.30
130.30
122.16
116.16
114.16
113.23
107.23
105.23
   
78
171.62
165.62
163.62
147.43
141.43
139.43
130.36
124.36
122.36
121.31
115.31
113.31
   
79
181.53
175.53
173.53
157.43
151.43
149.43
139.41
133.41
131.41
130.30
124.30
122.30
   
80
192.22
186.22
184.22
168.38
162.38
160.38
149.42
143.42
141.42
140.28
134.28
132.28