Protection for the Whole of Life, but with premiums payable for only a 20
year period from starting date. Contains all features and benefits
of Ordinary Life. But, because of shorter premium paying period, a higher
per $1000 premium is required. Plan is ideal for those who absolutely
insist on paying for only 20 years. Vanishing Premium option can shorten
the payment period to 15-17 years.
Minimum $3,000.00
Rates per $1,000 (41-80)
SEMI-ANNUAL PREMIUM: ANNUAL PREMIUM
TIMES .52
QUARTERLY PREMIUM: ANNUAL PREMIUM
TIMES .265
| |
MALE
|
FEMALE
|
|
|
| |
SMOKER
|
NON-SMOKER
|
SMOKER
|
NON-SMOKER
|
|
|
|
AGE
|
Under $10,000
|
$10,000-
$24,999
|
$25,000
& over
|
Under
$10,000
|
$10,000-
$24,999
|
$25,000
& over
|
Under
$10,000
|
$10,000-
$24,999
|
$25,000
& over
|
Under
$10,000
|
$10,000-
$24,999
|
$25,000
& over
|
W.P. |
ADB 70
|
|
41
|
35.42
|
29.42
|
27.42
|
29.75
|
23.75
|
21.75
|
30.07
|
24.07
|
22.07
|
27.16
|
21.16
|
19.16
|
0.44
|
1.30
|
|
42
|
36.50
|
30.50
|
28.50
|
30.59
|
24.59
|
22.59
|
30.87
|
24.87
|
22.87
|
27.86
|
21.86
|
19.86
|
0.50
|
1.30
|
|
43
|
37.62
|
31.62
|
29.62
|
31.47
|
25.47
|
23.47
|
31.69
|
25.69
|
23.69
|
28.59
|
22.59
|
20.59
|
0.57
|
1.30
|
|
44
|
38.80
|
32.80
|
30.80
|
32.38
|
26.38
|
24.38
|
32.54
|
26.54
|
24.54
|
29.35
|
23.35
|
21.35
|
0.64
|
1.30
|
|
45
|
40.02
|
34.02
|
32.02
|
33.34
|
27.34
|
25.34
|
33.42
|
27.42
|
25.42
|
30.14
|
24.14
|
22.14
|
0.72
|
1.30
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
46
|
41.31
|
35.31
|
33.31
|
34.35
|
28.35
|
26.35
|
34.33
|
28.33
|
26.33
|
30.96
|
24.96
|
22.96
|
0.80
|
1.31
|
|
47
|
42.66
|
36.66
|
34.66
|
35.40
|
29.40
|
27.40
|
35.28
|
29.28
|
27.28
|
31.82
|
25.82
|
23.82
|
0.89
|
1.31
|
|
48
|
44.08
|
38.08
|
36.08
|
36.50
|
30.50
|
28.50
|
36.27
|
30.27
|
28.27
|
32.71
|
26.71
|
24.71
|
0.99
|
1.31
|
|
49
|
45.58
|
39.58
|
37.58
|
37.67
|
31.67
|
29.67
|
37.29
|
31.29
|
29.29
|
33.64
|
27.64
|
25.64
|
1.12
|
1.31
|
|
50
|
47.16
|
41.16
|
39.16
|
38.90
|
32.90
|
30.90
|
38.36
|
32.36
|
30.36
|
34.62
|
28.62
|
26.62
|
1.27
|
1.31
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
51
|
48.83
|
42.83
|
40.83
|
40.19
|
34.19
|
32.19
|
39.47
|
33.47
|
31.47
|
35.63
|
29.63
|
27.63
|
1.43
|
1.33
|
|
52
|
50.59
|
44.59
|
42.59
|
41.56
|
35.56
|
33.56
|
40.63
|
34.63
|
32.63
|
36.69
|
30.69
|
28.69
|
1.61
|
1.36
|
|
53
|
52.44
|
46.44
|
44.44
|
43.00
|
37.00
|
35.00
|
41.84
|
35.84
|
33.84
|
37.80
|
31.80
|
29.80
|
1.82
|
1.39
|
|
54
|
54.39
|
48.39
|
46.39
|
44.53
|
38.53
|
36.53
|
43.10
|
37.10
|
35.10
|
38.96
|
32.96
|
30.96
|
2.06
|
1.42
|
|
55
|
56.45
|
50.45
|
48.45
|
46.14
|
40.14
|
38.14
|
44.42
|
38.42
|
36.42
|
40.18
|
34.18
|
32.18
|
2.31
|
1.45
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
56
|
58.63
|
52.63
|
50.63
|
47.85
|
41.85
|
39.85
|
45.81
|
39.81
|
37.81
|
41.46
|
35.46
|
33.46
|
|
1.49
|
|
57
|
60.95
|
54.95
|
52.95
|
49.68
|
43.68
|
41.68
|
47.28
|
41.28
|
39.28
|
42.83
|
36.83
|
34.83
|
|
1.53
|
|
58
|
63.43
|
57.43
|
55.43
|
51.63
|
45.63
|
43.63
|
48.86
|
42.86
|
40.86
|
44.28
|
38.28
|
36.28
|
|
1.57
|
|
59
|
66.08
|
60.08
|
58.08
|
53.72
|
47.72
|
45.72
|
50.56
|
44.56
|
42.56
|
45.84
|
39.84
|
37.84
|
|
1.61
|
|
60
|
68.92
|
62.92
|
60.92
|
55.96
|
49.96
|
47.96
|
52.39
|
46.39
|
44.39
|
47.51
|
41.51
|
39.51
|
|
1.65
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
61
|
71.96
|
65.96
|
63.96
|
58.37
|
52.37
|
50.37
|
54.37
|
48.37
|
46.37
|
49.31
|
43.31
|
41.31
|
|
1.69
|
|
62
|
75.22
|
69.22
|
67.22
|
60.96
|
54.96
|
52.96
|
56.50
|
50.50
|
48.50
|
51.25
|
45.25
|
43.25
|
|
1.74
|
|
63
|
78.69
|
72.69
|
70.69
|
63.74
|
57.74
|
55.74
|
58.77
|
52.77
|
50.77
|
53.32
|
47.32
|
45.32
|
|
1.79
|
|
64
|
83.38
|
76.38
|
74.38
|
66.74
|
60.74
|
58.74
|
61.19
|
55.19
|
53.19
|
55.54
|
49.54
|
47.54
|
|
1.85
|
|
65
|
86.32
|
80.32
|
78.32
|
69.97
|
63.97
|
61.97
|
63.78
|
57.78
|
55.78
|
57.93
|
51.93
|
49.93
|
|
1.90
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
66
|
90.52
|
84.52
|
82.52
|
73.46
|
67.46
|
65.46
|
66.57
|
60.57
|
58.57
|
60.52
|
54.52
|
52.52
|
|
|
|
67
|
95.03
|
89.03
|
87.03
|
77.25
|
71.25
|
69.25
|
69.60
|
63.60
|
61.60
|
63.34
|
57.34
|
55.34
|
|
|
|
68
|
99.89
|
93.89
|
91.89
|
81.38
|
75.38
|
73.38
|
72.95
|
66.95
|
64.95
|
66.44
|
60.44
|
58.44
|
|
|
|
69
|
105.15
|
99.15
|
97.15
|
85.88
|
79.88
|
77.88
|
76.64
|
70.64
|
68.64
|
69.86
|
63.86
|
61.86
|
|
|
|
70
|
110.84
|
104.84
|
102.84
|
90.79
|
84.79
|
82.79
|
80.74
|
74.74
|
72.74
|
73.66
|
67.66
|
65.66
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
71
|
116.97
|
110.97
|
108.97
|
96.14
|
90.14
|
88.14
|
85.27
|
79.27
|
77.27
|
77.87
|
71.87
|
69.87
|
|
|
|
72
|
123.55
|
117.55
|
115.55
|
101.95
|
95.95
|
93.95
|
90.24
|
84.24
|
82.24
|
82.51
|
76.51
|
74.51
|
|
|
|
73
|
130.54
|
124.54
|
122.54
|
108.21
|
102.21
|
100.21
|
95.65
|
89.65
|
87.65
|
87.60
|
81.60
|
79.60
|
|
|
|
74
|
137.93
|
131.93
|
129.93
|
114.9
|
108.93
|
106.93
|
101.50
|
95.50
|
93.50
|
93.17
|
87.17
|
85.17
|
|
|
|
75
|
145.69
|
139.69
|
137.69
|
122.15
|
116.15
|
114.15
|
107.84
|
101.84
|
99.84
|
99.26
|
93.26
|
91.26
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
76
|
153.83
|
147.83
|
145.83
|
129.92
|
123.92
|
121.92
|
114.69
|
108.69
|
106.69
|
105.91
|
99.91
|
97.91
|
|
|
|
77
|
162.43
|
156.43
|
154.43
|
138.30
|
132.30
|
130.30
|
122.16
|
116.16
|
114.16
|
113.23
|
107.23
|
105.23
|
|
|
|
78
|
171.62
|
165.62
|
163.62
|
147.43
|
141.43
|
139.43
|
130.36
|
124.36
|
122.36
|
121.31
|
115.31
|
113.31
|
|
|
|
79
|
181.53
|
175.53
|
173.53
|
157.43
|
151.43
|
149.43
|
139.41
|
133.41
|
131.41
|
130.30
|
124.30
|
122.30
|
|
|
|
80
|
192.22
|
186.22
|
184.22
|
168.38
|
162.38
|
160.38
|
149.42
|
143.42
|
141.42
|
140.28
|
134.28
|
132.28
|
|
|
|