20 Payment Life Insurance Description
Protection for the Whole of Life, but with premiums payable for only a 20 year period from starting date.  Contains all features and benefits of Ordinary Life. But, because of shorter premium paying period, a higher per $1000 premium is required.  Plan is ideal for those who absolutely insist on paying for only 20 years.

Minimums:
$5,000.00 0-24 YRS
$3,000.00 25 YRS and older 

Rates per 1,000 (Ages 0 to 40) 

SEMI-ANNUAL PREMIUM: ANNUAL PREMIUM TIMES .52 
QUARTERLY PREMIUM: ANNUAL PREMIUM TIMES .265

 
MALE
FEMALE
   
 
SMOKER
NON-SMOKER
SMOKER
NON-SMOKER
   
AGE
Under $10,000
$10,000- 
$24,999
$25,000 
& over
Under 
$10,000
$10,000- 
$24,999
$25,000 
& over
Under 
$10,000
$10,000- 
$24,999
$25,000 
& over
Under 
$10,000
$10,000- 
$24,999
$25,000 
& over
W.P.
ADB 70
0
      
13.92
7.92
5.92
      
13.18
7.18
5.18
0.12
1.75
1
      
14.06
8.06
6.06
      
13.30
7.30
5.30
0.12
1.75
2
      
14.21
8.21
6.21
      
13.43
7.43
5.43
0.13
1.75
3
      
14.37
8.37
6.37
      
13.57
7.57
5.57
0.13
1.75
4
      
14.54
8.54
6.54
      
13.72
7.72
5.72
0.13
1.75
                             
5
      
14.73
8.73
6.73
      
13.87
7.87
5.87
0.13
1.75
6
      
14.92
8.92
6.92
      
14.04
8.04
6.04
0.13
1.75
7
      
15.13
9.13
7.13
      
14.21
8.21
6.21
0.13
1.75
8
      
15.35
9.35
7.35
      
14.39
8.39
6.39
0.13
1.75
9
      
15.59
9.59
7.59
      
14.58
8.58
6.58
0.13
1.75
                             
10
      
15.84
9.84
7.84
      
14.79
8.79
6.79
0.13
1.75
11
      
16.09
10.09
8.09
      
15.00
9.00
7.00
0.13
1.75
12
      
16.35
10.35
8.35
      
15.22
9.22
7.22
0.13
1.75
13
      
16.61
10.61
8.61
      
15.44
9.44
7.44
0.13
1.75
14
      
16.88
10.88
8.88
      
15.67
9.67
7.67
0.13
1.75
                             
15
19.33
13.33
11.33
17.14
11.14
9.14
16.99
10.99
8.99
15.91
9.91
7.91
0.14
1.75
16
19.67
13.67
11.67
17.40
11.40
9.40
17.28
11.28
9.28
16.16
10.16
8.16
0.14
1.75
17
20.01
14.01
12.01
17.67
11.67
9.67
17.58
11.58
9.58
16.42
10.42
8.42
0.14
1.75
18
20.36
14.36
12.36
17.95
11.95
9.95
17.89
11.89
9.89
16.69
10.69
8.69
0.14
1.75
19
20.71
14.71
12.71
18.23
12.23
10.23
18.21
12.21
10.21
16.96
10.96
8.96
0.14
1.75
                             
20
21.08
15.08
13.08
18.52
12.52
10.52
18.55
12.55
10.55
17.25
11.25
9.25
0.15
1.65
21
21.46
15.46
13.46
18.83
12.83
10.83
18.90
12.90
10.90
17.56
11.56
9.56
0.15
1.65
22
21.87
15.87
13.87
19.16
13.16
11.16
19.27
13.27
11.27
17.86
11.86
9.86
0.15
1.65
23
22.30
16.30
14.30
19.51
13.51
11.51
19.65
13.65
11.65
18.19
12.19
10.19
0.15
1.65
24
22.76
16.76
14.76
19.87
13.87
11.87
20.05
14.05
12.05
18.53
12.53
10.53
0.15
1.65
                             
25
23.24
17.24
15.24
20.26
14.26
12.26
20.46
14.46
12.46
18.89
12.89
10.89
0.16
1.65
26
23.76
17.76
15.76
20.67
14.67
12.67
20.90
14.90
12.90
19.26
13.26
11.26
0.16
1.65
27
24.30
18.30
16.30
21.10
15.10
13.10
21.35
15.35
13.35
19.64
13.64
11.64
0.17
1.65
28
24.88
18.88
16.88
21.55
15.55
13.55
21.82
15.82
13.82
20.05
14.05
12.05
0.17
1.65
29
25.48
19.48
17.48
22.03
16.03
14.03
22.31
16.31
14.31
20.47
14.47
12.47
0.18
1.65
                             
30
26.12
20.12
18.12
22.53
16.53
14.53
22.83
16.83
14.83
20.91
14.91
12.91
0.18
1.40
31
26.79
20.79
18.79
23.05
17.05
15.05
23.36
17.36
15.36
21.37
15.37
13.37
0.19
1.40
32
27.79
21.49
19.49
23.60
17.60
15.60
23.92
17.92
15.92
21.85
15.85
13.85
0.20
1.40
33
28.22
22.22
20.22
24.17
18.17
16.17
24.51
18.51
16.51
22.35
16.35
14.35
0.21
1.40
34
28.99
22.99
20.99
24.77
18.77
16.77
25.12
19.12
17.12
22.88
16.88
14.88
0.22
1.40
                             
35
29.80
23.80
21.80
25.40
19.40
17.40
25.75
19.75
17.75
23.42
17.42
15.42
0.24
1.40
36
30.64
24.64
22.64
26.05
20.05
18.05
26.42
20.42
18.42
23.99
17.99
15.99
0.25
1.40
37
31.51
25.51
23.51
26.73
20.73
18.73
27.10
21.10
19.10
24.58
18.58
16.58
0.28
1.40
38
32.43
26.43
24.43
27.44
21.44
19.44
27.81
21.81
19.81
25.19
19.19
17.19
0.31
1.40
39
33.39
27.39
25.39
28.18
22.18
20.18
28.54
22.54
20.54
25.82
19.82
17.82
0.35
1.40
40
34.38
28.38
26.38
28.95
22.95
20.95
29.30
23.30
21.30
26.48
20.48
18.48
0.39
1.30